Life Insurance for Life
Life insurance is a contract in which a policyholder pays regular premiums in exchange for a lump-sum death benefit may be paid to the policyholder's beneficiaries. The lump-sum benefit is paid when the policyholder either passes away or a specific amount of time has passed. Life insurance policies can help provide financial security by replacing lost income and covering expenses.
If you're looking for a life insurance policy, we've got you covered. The Integrity Benefits Solutions has teamed up with partners to offer affordable life insurance options to meet your family's needs. Get a life insurance quote online or call us at
(678) 648-1200 to get the assurance of knowing your loved ones will be protected.
Life & Savings Products
This coverage lasts for a limited time, typically 10, 15, 20, or 30 years. It's very easy to get a quote and buy term coverage, and it's also typically more affordable than permanent whole or universal life insurance.
However, when your term ends, you're no longer protected – you either have to apply for a new policy at a higher cost (because you're older) or go without. However, many term policies (such as those from Guardian) may let you transition to a permanent policy in the future. You may also be able to get a policy through your employer at a lower group rate.
This is permanent life insurance coverage that can provide guaranteed protection for the rest of your life while earning additional cash value that can be used for things like policy loans. Whole life policies don't expire as long as your regular premiums are paid.
Policies from a mutual life insurance company (such as Guardian) may also provide dividends, helping you fund life's other financial opportunities.
Like whole life insurance, this type of policy provides permanent protection and can earn additional cash value. However, universal life insurance can give the added flexibility of adjusting your monthly payments within a specific range to help you better deal with changing work circumstances.
